Elementary/Middle School Program
The “Money Spend, Money Save, and Money Math” program is designed to teach students how to leverage their finances at an early age. One of the most important goals of this program is to make sure that students learn the importance of financial literacy. Students are introduced to the basics of banking, saving money and investing, and learn about financial behavior and credit education.
Investment Program
Investing is a great way to make money. Stock prices go up and down. This program will teach you how to invest as low as fifty dollars. Investing is a way of owing a section of coporate america.
High School Program
The “Basic Credit 750 and the 4 C's (College, Career, Character & Credit)” program provides students with an opportunity to acquire knowledge and skills they need for financial success in college or the workplace. This program focuses on the socioeconomic and civic implications of credit scores and credit reports. Students are exposed to non-traditional course guides, study techniques and delivery methods and learn life-long principles that are geared toward the understanding and expectations of high school-aged students. The program incorporates excellent teaching tools including aspects of math, probabilities and percentiles.
College Program
The “Advanced Credit 750 and the 4 C's (College, Career, Character & Credit)” program provides college students with our most comprehensive credit education program. In this advanced program, students get the opportunity to acquire knowledge and skills they need for financial success in college or the workplace and study information on topics including automobile loans, home ownership, garnishment, bankruptcy, federal consumer laws and the credit score model.
F3 (Family, Finance, Future) Adult Program
The F3 programs merges principles of career, credit and character with principles of finance, family, and future. This program sheds light on confusing and complicated issues of credit and finance and shows how adults can prepare for their financial future. The F3 program covers topics including financial attitudes, collections, credit cards, credit reports, and credit scores.
More than 1 in 5 youths ages 12 to 19 have their own credit cards or have access to parents' credit cards, & 14% have debt cards.
(Source: Teenagers Research Unlimited, 2001)
PERSONAL FINANCE STATISTICS
Research has shown that as little as 10 hours of personal finance education positively affects students spending and saving habits.
(Source: NEFE, 1998)
Research has shown that as little as 10 hours of personal finance education positively affects students spending and saving habits.
(Source: NEFE, 1998)